LET OUR FAMILY HELP YOURS®. Apply Today!

  • Conventional Loans
  • FHA Loans
  • Jumbo Loans
  • USDA/Rural Loans
  • VA Loans
  • Niche Loans
  • Reverse Loans
  • Renovation Loans
  • Commercial Loans
First Time Homebuyer
Purchase Client
Refinance Applicant
Renovation Applicant
Reverse Mortgage
Commercial Investor
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YOUR NEXT MOVE IS WAITING

We’re here to help.

Anxious? Nervous? Totally overwhelmed? We get it, and we’re here to help. We have plenty of resources to get you familiar with the process so you can feel confident meeting with a Loan Officer.

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You’ve already done this once, so you might know a little bit about the mortgage process. Growing your family? Downsizing? Need a vacation home getaway? Let’s talk purchase programs and options.

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Refinancing is much more than just getting a lower rate on your current mortgage. Need cash for education? Want to switch from adjustable to fixed rate? We have many options to help you get the most out of your home and current equity.

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Thinking about a fixer-upper? Renovating a home can be an exciting process, and with several great loan options, we can guide you in the right direction and find a Reno program that checks all your boxes.

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Are you 62 or older and looking for a way to tap into some additional funds? You may be able to utilize the existing equity in your home to pay for things you need or eliminate your monthly mortgage payments altogether.

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Are you a seasoned investor looking to add to your portfolio? Or maybe you’re a homeowner who wants to find their first investment property or second home. We offer commercial products for every investor; small and large.

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Family

Making change since 2011

FAMILY FIRST IS NOT JUST OUR NAME, IT’S WHAT WE VALUE!®

Purpose

MORTGAGES WITH PURPOSE®

 

We’re passionate about helping families make their homeownership dreams come true. We attract ambitious individuals who have big goals for themselves and the clients they serve.

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We Make Purchasing Easy

THE MORTGAGE PROCESS

01
Get Pre-Approved
Submit a mortgage application and all preliminary documents including, but not limited to W-2s, pay stubs, and bank statements.
Establish Your Team
Connect with one of our Loan Officers who can recommend reputable Realtors, Attorneys, Inspectors, and Title Companies in your area.
Find a Home & Make an Offer
Shop with your Realtor and find a home. Purchase contracts will be written, and a small deposit will be required regardless of which loan option you choose.
Complete Your Application
Submit updated documents and finalize your loan application. Once you e-sign your application, your loan will be submitted for disclosures & processing.
Processing
You will receive your Welcome Package and one of our processors will complete all updated information verifications for credit, employment, and assets.
Underwriting
After processing, your loan is submitted to underwriting where your loan is given conditional approval. When approved, a commitment letter is issued and sent to you and your attorney to review.
Get Commitment
Submit all outstanding closing condition items for the commitment letter prior to final clearance.
Clear to Close
You and your attorney are notified that your file is "clear to close", and a closing date is scheduled by your attorney with the bank attorney.
Move In!
Congratulations! You are now a homeowner! Receive your keys and enjoy the tax advantages and personal benefits of owning a home!
OUR COVERAGE

Where We Operate

Branch Locations
Licensed States
New Jersey
New Jersey Branches
Red Bank, NJ
Toms River, NJ (Hooper)
Toms River, NJ
New York
New York Branches
Rochester, NY
Southampton, NY
Uniondale, NY
Florida
Florida Branches
Coral Springs, FL
Delray Beach, FL
Fort Lauderdale, FL
Orlando, FL – Kirkman
Vero Beach, FL
Massachusetts
Massachusetts
Massachusetts Branches
Methuen, MA
Virginia
Virginia
Virginia Branches
Alexandria, VA – Homecomings Mortgage & Equity
Testimonials

What Our Customers Are Saying

Testimonials

What Our Customers Are Saying

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Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!

Paul K. / Homebuyer, NJ

Great service, very professional. Highly recommended!

Christofer V. / Homebuyer, TX

It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.

Jessica S. / Homebuyer, NJ

I felt we were in knowledgeable and trustworthy hands throughout. Every step of the way, the team answered all of our questions (and there were many!) with respect and concern! Great team, great service.

Robert C. / Homebuyer, NJ

The team was extremely helpful every step of the way. Always answered emails and phone calls whenever we had questions that needed to be answered. As a first time home buyer I was extremely pleased with how the team helped my fiancé and I to purchasing our first home.

Emma A. / Homebuyer, NY
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