Hey there soon-to-be homeowner! We know you have a ton of questions about the purchase process and we’re here to help. Navigate to our Blog page to find answers to common questions, search for a branch or loan officer near you, or explore calculators and programs on the next page.
You’ve done this once, maybe twice, and we know that each new home purchase is a step towards your next chapter of life. Whatever the reason is for a new home purchase – growing your family, downsizing for retirement, or moving to a new place, we’ve got you covered with plenty of loan options to choose from.
If rates have dropped since you last financed your home, you may want to consider refinancing. But that’s not the only reason people refinance. Maybe you want to convert to an adjustable or fixed rate loan, or you might need to extract cash equity in your home (cash out) for things like education or bills.
Searching for a fixer-upper? Starting your next renovation project? We have a wide variety of loan products to fit your needs. Renovation loans give homeowners the benefit of a home value increase upfront before the project even begins. We offer FHA, Conventional, and VA loan programs for your next reno.
Are you 62 or older? A reverse mortgage might be the loan option for you. Tap into the equity you’ve already built in your home and get the funds to help pay for the things you want or need while you continue to live in and own your home. Family First Funding has reverse loan specialists available and is a member of the National Reverse Mortgage Lenders Association.
Are you a seasoned investor, landlord, or homeowner looking for your next investment? We offer Fix & Flip, Construction, One-Time Close, and second-home loan options for every type of investor – big and small. We’re looking forward to working with you and helping you reach your next investment goal.
You’re more than an investor. You’re building a commercial empire, and you need the funding to do it. We offer a wide range of options; Permanent Loans, Construction Loans, Bridge Loans, Small Business Financing, Fix & Flip, and Private Lending, just to name a few. Get in touch with our Commercial Capital Division to learn more.
FHA loans have been helping people become homeowners since 1934. Some benefits of FHA loans are low down payments, low closing costs and easy credit qualifying.
You’ve served our families. Now it’s our turn to serve yours. VA loans are available to active and veteran service personnel and their surviving partners.
In 2009 the USDA changed its rules and made millions of Americans eligible for its rural mortgage programs. With the USDA loan, many are able to get a zero-down home loan for rural property. Ready to get your little slice of the US?
Have a big project, home purchase, or investment in mind? Get access to loan amounts up to $10,000,000. Qualify with credit scores as low as 680, and put down as little as 10%.
A reverse mortgage is a loan option for people age 62 and older that allows you to tap into the equity you’ve already built in your home. It provides funds to help pay for the things you want or need, while you continue to live in and own your home.
You might not fit the traditional mold, and that’s okay. We offer many out-of-the-box loan options and non-QM programs. Portfolio lending, home equity loans, commercial loans, bank statement programs, and much more!
You’re more than an investor. You’re building a commercial empire, and you need the funding to do it. We offer a wide range of options; Permanent Loans, Construction Loans, Bridge Loans, Small Business Financing, Fix & Flip, and Private Lending, just to name a few. Get in touch with our Commercial Capital Division to learn more.
Can’t find what you’re looking for? We have many loan options to choose from! Use our Loan Finder on the next page to filter loan options based on buyer type or explore our mortgage calculator.
Use the power and leverage of a cash offer with Family First Funding’s CashPower™ Program! While most cash buy programs only cause additional cost and aggravation due to multiple transactions, we keep the process simple. One transaction is all it takes to get you the home of your dreams.
QUICK HIGHLIGHTS
2 Years employment history required
Gift Funds Allowed with minimum contribution of 5% from homebuyers
Title Company must be an approved Title Company with Family First Funding for the CashPower™ Program
All Pre-Approvals authorized for 45 Days
Ask your Family First Funding Loan Officer for additional information on qualifying factors.
Our Loan Officers are here to guide you through the journey of making your first CashPower™ offer. If you are not already working with one of our Licensed Mortgage Loan Originators, take a look on our site to get connected to a branch or loan officer nearest you.
Your CashPower™ team will do the heavy lifting and supply your agent with the tools needed to make a commanding offer.
The seller has accepted your offer! Congratulations! Now you’ll work with your agent and Loan Officer to finalize the purchase and loan details.
The agreed upon closing date will be defined in your purchase contract and our commitment to close on that date is outlined in the addendum/borrower agreement.
Our goal is to close your loan with you as the borrower/buyer!
OVERLINE TEXT
Who We Are?
Family First Funding LLC is a State Licensed Mortgage Bank founded in 2011 and headquartered in Toms River, New Jersey. We are a Fannie Mae and Freddie Mac Seller/Servicer with licensing approvals in 30+ states. We strive to provide a high level of expertise and will provide superior personal service to our employees and customers. We take pride in knowing that the majority of our business comes from repeat clients and their referrals.
Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!
Paul K. / Homebuyer, NJ
We highly recommend Family First as they are an amazing team, efficient, honest and always available! Not only would I recommend Family First to my clients, I do use them for our family's mortgage needs!
Lisa C. / Real Estate Agent, FL
Great service, very professional. Highly recommended!
Christofer V. / Homebuyer, TX
Expertise, open communication at all times, and complete confidence knowing that my Buyer was wonderfully serviced and their loan would close!
Laure M. / Real Estate Agent, NJ
It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.
Ready to buy with the power of a cash offer in a competitive market? Find a loan officer in your area or send us a message to learn more about this program that can help get you into your dream home.