Use the power and leverage of a cash offer with Family First Funding’s CashPower Program! While most cash buy programs only cause additional cost and aggravation due to multiple transactions, we keep the process simple. One transaction is all it takes to get you the home of your dreams.  



  • 2 Years employment history required 
  • Gift Funds Allowed with minimum contribution of 5% from homebuyers 
  • Title Company must be an approved Title Company with Family First Funding for the CashPower™ Program 
  • All Pre-Approvals authorized for 45 Days


Ask your Family First Funding Loan Officer for additional information on qualifying factors.



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CashPower Program

Our Loan Officers are here to guide you through the journey of making your first CashPower™ offer. If you are not already working with one of our Licensed Mortgage Loan Originators, take a look on our site to get connected to a branch or loan officer nearest you.

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☑ CashPower™ Credit Approval

☑ Found Dream Home


Your CashPower™ team will do the heavy lifting and supply your agent with the tools needed to make a commanding offer.

The seller has accepted your offer! Congratulations! Now you’ll work with your agent and Loan Officer to finalize the purchase and loan details.

The agreed upon closing date will be defined in your purchase contract and our commitment to close on that date is outlined in the addendum/borrower agreement.

Our goal is to close your loan with you as the borrower/buyer!


Who We Are?

Family First Funding LLC is a State Licensed Mortgage Bank founded in 2011 and headquartered in Toms River, New Jersey. We are a Fannie Mae and Freddie Mac Seller/Servicer with licensing approvals in 30+ states. We strive to provide a high level of expertise and will provide superior personal service to our employees and customers. We take pride in knowing that the majority of our business comes from repeat clients and their referrals.


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What we believe


Are built on trust


Consistency and Passion
Lead to Growth

Our Team

Our team = Our Family


Is created through


What Our Customers Are Saying


What Our Customers Are Saying


Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!

Paul K. / Homebuyer, NJ

We highly recommend Family First as they are an amazing team, efficient, honest and always available! Not only would I recommend Family First to my clients, I do use them for our family's mortgage needs!

Lisa C. / Real Estate Agent, FL

Great service, very professional. Highly recommended!

Christofer V. / Homebuyer, TX

Expertise, open communication at all times, and complete confidence knowing that my Buyer was wonderfully serviced and their loan would close!

Laure M. / Real Estate Agent, NJ

It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.

Jessica S. / Homebuyer, NJ
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Ready to buy with the power of a cash offer in a competitive market? Find a loan officer in your area or send us a message to learn more about this program that can help get you into your dream home.

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