Home Possible® is a FreddieMac mortgage program that was introduced in 2014 to help low- to moderate-income homebuyers fund their dreams of homeownership. Some of the benefits of this program are down payments as low as 3%, low fees, and low mortgage requirements. If your credit score is lower than 660 for purchase or 680 for cash-out refinance, you may want to check out our HomeReady® program instead.


Find a loan officer or branch near you to get started! We’re here to help answer all your questions and help you understand the qualifying guidelines of any loan program you choose.



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Home Possible


  • New or existing residential property
  • Condominiums
  • Planned Unit Developments (PUDs)
  • 1-4 unit properties
  • Some manufactured homes
  • Modular homes


See loan product disclaimer


  • Primary Only
  • Non-occupying borrowers are permitted



  • First-Time Homebuyer
  • Purchase
  • No Cash-Out Refinance

What Our Customers Are Saying


What Our Customers Are Saying


Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!

Paul K. / Homebuyer, NJ

We highly recommend Family First as they are an amazing team, efficient, honest and always available! Not only would I recommend Family First to my clients, I do use them for our family's mortgage needs!

Lisa C. / Real Estate Agent, FL

Great service, very professional. Highly recommended!

Christofer V. / Homebuyer, TX

Expertise, open communication at all times, and complete confidence knowing that my Buyer was wonderfully serviced and their loan would close!

Laure M. / Real Estate Agent, NJ

It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.

Jessica S. / Homebuyer, NJ
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