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HomeReady® is a Fannie Mae mortgage program designed for credit-worthy low-income borrowers. For those unable to come up with the standard 20% down, this loan is a great option. The HomeReady® program is very similar to the HomePossible® program, with just some slight differences.
One of the main differences between the two programs is that Home Ready® typically requires slightly lower credit scores than HomePossible® to qualify. Please contact a loan officer in order to get additional details about program differences and how you can qualify.
- 1-unit primary residences including eligible condos, co-ops, PUDs, and manufactured housing
- 2- to 4-unit primary residences (no condos, co-ops, or manufactured housing)
- Primary Only
- Non-occupying borrowers are permitted
- First-Time Homebuyer
- Limited Cash-Out Refinance
What Our Customers Are Saying
Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!
Paul K. / Homebuyer, NJ
We highly recommend Family First as they are an amazing team, efficient, honest and always available! Not only would I recommend Family First to my clients, I do use them for our family's mortgage needs!
Lisa C. / Real Estate Agent, FL
Great service, very professional. Highly recommended!
Christofer V. / Homebuyer, TX
Expertise, open communication at all times, and complete confidence knowing that my Buyer was wonderfully serviced and their loan would close!
Laure M. / Real Estate Agent, NJ
It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.
Jessica S. / Homebuyer, NJ