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NICHE
Loans
If you don’t fit the traditional loan guidelines, then we have other options for you! Take a look at some of the categories and loan types that we have available below. When you’re ready, fill out a contact form and we’ll get you in contact with a loan officer who can give you more details on the requirements and guide you toward the right product for you.
Niche, Non-QM, and CDFI Bank Loans are available to all buyer types. Family First Funding takes a personalized approach, consulting with each client to make sure that we are matching them with the right loan product for their unique situation.
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Niche Programs
Loan programs with stringent guidelines or programs that are designed for those who meet specific criteria to qualify.
- Non-Warrantable Condos
- Portfolio Lending
- Home Equity Loans
- Commercial Loans
CDFI Bank Relationships
The CDFI designates specialized organizations to provide financial services in low-income communities where financing access is limited.
- Stated Income (owner occupied)
- No Ratio (owner occupied)
Non-QM Programs
Home loans not required to meet CFPB documentation requirements.
- Bank Statement Income Programs
- Debt Service Coverage Ratio
- Foreign National Financing
- Asset Depletion/Utilization
- LLC Vesting
- ITIN Borrowers
- Limited Seasoning on Negative Credit Events
- Hobby Farms
Testimonials
What Our Customers Are Saying
Testimonials
What Our Customers Are Saying
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