Do you already know where you fit in? See Our Openings
If you don’t fit the traditional loan guidelines, then we have other options for you! Take a look at some of the categories and loan types that we have available below. When you’re ready, fill out a contact form and we’ll get you in contact with a loan officer who can give you more details on the requirements and guide you toward the right product for you.
Niche, Non-QM, and CDFI Bank Loans are available to all buyer types. Family First Funding takes a personalized approach, consulting with each client to make sure that we are matching them with the right loan product for their unique situation.
Loan programs with stringent guidelines or programs that are designed for those who meet specific criteria to qualify.
- Non-Warrantable Condos
- Portfolio Lending
- Home Equity Loans
- Commercial Loans
CDFI Bank Relationships
The CDFI designates specialized organizations to provide financial services in low-income communities where financing access is limited.
- Stated Income (owner occupied)
- No Ratio (owner occupied)
Home loans not required to meet CFPB documentation requirements.
- Bank Statement Income Programs
- Debt Service Coverage Ratio
- Foreign National Financing
- Asset Depletion/Utilization
- LLC Vesting
- ITIN Borrowers
- Limited Seasoning on Negative Credit Events
- Hobby Farms
What Our Customers Are Saying
Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!
Paul K. / Homebuyer, NJ
We highly recommend Family First as they are an amazing team, efficient, honest and always available! Not only would I recommend Family First to my clients, I do use them for our family's mortgage needs!
Lisa C. / Real Estate Agent, FL
Great service, very professional. Highly recommended!
Christofer V. / Homebuyer, TX
Expertise, open communication at all times, and complete confidence knowing that my Buyer was wonderfully serviced and their loan would close!
Laure M. / Real Estate Agent, NJ
It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.
Jessica S. / Homebuyer, NJ