Hey there soon-to-be homeowner! We know you have a ton of questions about the purchase process and we’re here to help. Navigate to our Blog page to find answers to common questions, search for a branch or loan officer near you, or explore calculators and programs on the next page.
You’ve done this once, maybe twice, and we know that each new home purchase is a step towards your next chapter of life. Whatever the reason is for a new home purchase – growing your family, downsizing for retirement, or moving to a new place, we’ve got you covered with plenty of loan options to choose from.
If rates have dropped since you last financed your home, you may want to consider refinancing. But that’s not the only reason people refinance. Maybe you want to convert to an adjustable or fixed rate loan, or you might need to extract cash equity in your home (cash out) for things like education or bills.
Searching for a fixer-upper? Starting your next renovation project? We have a wide variety of loan products to fit your needs. Renovation loans give homeowners the benefit of a home value increase upfront before the project even begins. We offer FHA, Conventional, and VA loan programs for your next reno.
Are you 62 or older? A reverse mortgage might be the loan option for you. Tap into the equity you’ve already built in your home and get the funds to help pay for the things you want or need while you continue to live in and own your home. Family First Funding has reverse loan specialists available and is a member of the National Reverse Mortgage Lenders Association.
Are you a seasoned investor, landlord, or a homeowner looking for your next investment? We offer Jumbo, Commercial, and second-home loan options for every type of investor – big and small. We’re looking forward to working with you and helping you reach your next investment goal.
In 2009 the USDA changed its rules and made millions of Americans eligible for its rural mortgage programs. With the USDA loan, many are able to get a zero-down home loan for rural property. Ready to get your little slice of the US?
A reverse mortgage is a loan option for people age 62 and older that allows you to tap into the equity you’ve already built in your home. It provides funds to help pay for the things you want or need, while you continue to live in and own your home.
You might not fit the traditional mold, and that’s okay. We offer many out-of-the-box loan options and non-QM programs. Portfolio lending, home equity loans, commercial loans, bank statement programs, and much more!
Family First Funding is a participating lender in NJHMFA’s Police and Firemen’s Retirement System Mortgage Program.
It is our goal to ensure that the heroes who protect NJ communities everyday are able to achieve their homeownership goals as easily as possible. This program is available to any currently employed police officer or firefighter, who is a member of the Police and Firemen’s Retirement System with at least one year creditable service.
Rates starting at 3.720% with 4.250% APR!
Please contact a loan officer in order to get additional details about program differences and how you can qualify.
1- or 2-family residences and condo units located in New Jersey
Vacant land used to construct eligible 1- or 2-family dwelling
Borrower must occupy the residence as their principal residence within 120 days of closing, and remain for the life of the loan
Borrower is responsible for all closing costs in addition to application fee
What Our Customers Are Saying
What Our Customers Are Saying
Everyone we came across at the company made our process a lot less stressful. They answered all our questions and made sure we handed everything that needed to be handed in on time. Thanks!
Paul K. / Homebuyer, NJ
We highly recommend Family First as they are an amazing team, efficient, honest and always available! Not only would I recommend Family First to my clients, I do use them for our family's mortgage needs!
Lisa C. / Real Estate Agent, FL
Great service, very professional. Highly recommended!
Christofer V. / Homebuyer, TX
Expertise, open communication at all times, and complete confidence knowing that my Buyer was wonderfully serviced and their loan would close!
Laure M. / Real Estate Agent, NJ
It was a smooth process from start to finish and I appreciate the time each of them took to answer any questions I may have had with respect to the process, the paperwork, etc. They were all incredibly kind, helpful, and responsive no matter how small the question may have been, and as a first time homebuyer I am very grateful for that.