Do you already know where you fit in? See Our Openings
USDA
Loans
If you’re someone who prefers wide open sky instead of skyscrapers, then a USDA loan might be right for you! The USDA loan is a zero down payment mortgage for eligible rural homebuyers. In 2009, changes to the USDA program made millions of Americans now eligible for its rural mortgage programs which is designed to “improve the economy and quality of life in rural America.”
The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan, owning a home is now more possible than ever.
GET STARTED
Do I Qualify For A USDA Loan?
In the past USDA Loans were often called “farmers’ loans” but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, income, credit history, and number of dependents claimed, so it’s important that you call and speak with one of our experts to see if you qualify.
- Zero money down and 100% financing is available
- USDA loans come directly from the federal government or from government approved and backed lenders
- You can have lower monthly payments with terms up to 38 years
- Poor credit can qualify
- Low income families can qualify
USDA Loans Can Be Used For:
- New Home
- Pre-existing home
- Condominium
- Townhouse
- PUDs
- Modular or Manufactured homes
- Land and the cost of building a home
- Commercial property
- Farms and equipment
Testimonials
What Our Customers Are Saying
Testimonials
What Our Customers Are Saying
Our resources
