Are you recently engaged and looking to take the next step in planning your life together? Buying a house is a big step in your relationship and one that can bring both excitement and stress. Here are some tips and tricks to make the process smooth and ensure that you and your partner are on the same page. 

Discuss Your Finances

First, it is important to have open and honest conversations about your finances. This means discussing your credit scores, income, savings, and any debt you may have. It is also a good idea to have a clear idea of what you can afford and what your budget is for a home. 

Get Pre-Approved

Once you have determined your budget, think about getting pre-approved for a mortgage. This will give you an idea of how much home you both can afford and can also make you a more viable buyer in the ever-competitive market.  Find an experienced loan officer that can provide you with information about the different loan products available to you and help you choose the right one for your situation. 

Begin Your Search

After you have done the groundwork, it is time to start looking for your dream home. Make a list of your must-haves and nice-to-haves and be prepared to compromise. Find a real estate agent who can help you navigate the process, find the right home for you, and make the process go smoothly. 

Best of luck in your home-buying journey! 

Contact us today to see what loan product is right for you! 

*This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.

This information is provided for convenience only, and Family First Funding LLC and its affiliates (“FFF”) make no warranties concerning the accuracy or completeness of any of the information. Information is subject to change without notice, and FFF is under no obligation to provide updated information. This is not financial, tax, compliance or legal advice and should not be taken or relied upon as such. Each individual should consult with his/her financial, tax, compliance or legal professional. Mention of product, process or service shall not be construed as an endorsement or recommendation by FFF.